BUILT FOR FACTORS AND LENDERS

One platform for sales, underwriting, and operations.

Your clients get a seamless path from application to funding. Your team moves faster and closes more deals.

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Not just another vendor

We listen.
Here's what we keep hearing.

Your tools slow you down.

You've stitched together legacy tools that were never meant to work together. Every gap costs you time, and time costs you deals.

XEN streamlines

One platform for deal management, AI-powered underwriting, documents, collaboration, and reporting.

Your team is chasing, not closing.

Your prospects want to move fast. But while you're combing through paperwork, sending follow-ups, and updating spreadsheets that nobody reads, they're waiting – and your competitors are closing deals.

XEN automates

Prospects upload their own information and documents. Reminders go out automatically. Your pipeline grows and deals move faster.

Your feedback goes nowhere.

The software you signed up for years ago wasn't designed for today. You have ideas; your vendor says submit a ticket – if they respond at all.

XEN builds

We launch new features every week, based on your direct feedback. Have an idea? We pick up the phone and deliver.

THE XEN DIFFERENCE

What if everything worked together, in one place?

Before XEN
With XEN

THE XEN PLATFORM

Built for every team, from prospect to portfolio.

Origination
Underwriting
Operations
Origination

Digital application intake

Prospects upload information and documents from a dedicated client portal. Get what you need, without the back and forth.

Automated reminders

XEN sends follow-ups automatically if there’s anything missing. Move deals forward without all the chasing.

Pipeline management

You see where every prospect stands, from intake to close. Nothing falls through the cracks.
Underwriting

One-click due diligence

Pull background checks, credit reports, and banking data from best-in-class partners. No more tab roulette to conduct diligence.

AI-powered analysis

Validate documents and run financial analysis, all automatically. Catch signs of fraud the human eye can’t, from financials to driver’s licenses.

Cross-team collaboration

Communicate with colleagues, assign tasks, and send contracts for e-signature. Keep your teams on the same page.
Operations

Integrated with front-end

Convert a prospect to a client instantly. Start servicing and generating fees the moment they sign, without moving systems.

Client and debtor management

Process every transaction across your factoring portfolio. Handle purchases, fundings, and collections in one place.

Reporting and analytics

Track your portfolio with in-app dashboards and exportable reports. Make better decisions with data and insights that give you the full picture.

WHO WE SERVE

XEN is purpose-built for commercial finance, across the industry.

Factoring

Asset-Based Lending

PO Finance

Equipment Finance

Lines of Credit

Term Loans

LAUNCHING ON XEN

Change is hard. We’re here to help.

A dedicated XEN team from day one.

Best-in-class integrations, already built in.

Alexander

SVP, Ops

Let's talk

Get started in <1 minute.

Modular setup — only pay for what you use.

Real support, from real people.

Collaborative design and training

24/7 customer support

In-app chat with humans, not AI

DON'T TAKE OUR WORD FOR IT

Hear from industry leaders who use XEN every day.

Immediate impact

XEN's impact on our deal flow, win rates, and client experience was immediate. Speed is everything in transportation factoring, and XEN has transformed our ability to move fast.

Bryan Alsobrooks

President, Phoenix Capital Group

Business ROI

Since launching last year, XEN’s front-end has already transformed our ability to win more deals and onboard new clients more quickly, paying for itself in only a few months.

Phil Cohen

President, PRN Funding

More than a vendor

As our business continues to scale, we knew choosing the right partner to power our digital transformation was critical, and XEN is that partner: their platform has exceeded our goals of driving internal efficiency, and the experience our prospects get on XEN sets up client relationships for success.

Vincent Rees

CEO, Capital Business Funding

Long-term partnership

We have partnered with XEN for years to make financing easier for our borrowers.

Robert Meyers

CEO, Republic Business Credit

Measurable results

XEN has helped improve our onboarding efficiency by at least 35%.

John Cummings

CEO, ACS Factors

LET'S TALK

See what your day looks like on XEN.

Get a demo

FIND YOUR XEN

This is what changes when your platform works for you.

More revenue, faster.

Less time on admin means more time closing deals. Your win rates go up and your sales cycles shrink.

Consolidate your tools, cut your costs.

Every subscription you can eliminate is money back in your business. XEN replaces the patchwork, so you stop paying for tools that only do part of the job.

Stronger client relationships.

When prospects have a smooth experience from the start, you win more than a deal – you win a client relationship that lasts.

Clear head, less stress.

The day feels different when nothing's on fire. No more chasing, scrambling, or stitching systems together. More focus, more results.

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PARTNERS INCLUDE

PARTNERS INCLUDE