Lending is stressful. Lending software shouldn’t be.

XEN is dedicated to helping commercial lenders grow through simple, powerful software.

Our Loan Management Platform powers origination, underwriting, and operations, enabling lenders and factors to accelerate sales, mitigate risk, and enhance client satisfaction.

With best-in-class integration partners, robust configurability, and self-service setup in minutes, XEN boosts profitability and efficiency for lenders across the commercial finance ecosystem.

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Increase Sales

  • Digital applications to collect prospect info & documents

  • Portal for prospects to track progress & make updates

  • Sales funnel management, incl. reporting & analytics

  • Automated reminders to reduce time chasing prospects

  • Referral management, incl. broker commissions tracking

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Scale Operations

  • AI-powered analysis, incl. document data extraction

  • Best-in-class integrations to increase speed & reduce costs

  • Automated flags to limit risk & prioritize diligence review

  • Checklists & workflows to never miss a key step

  • In-app quotes & contracts with esignature

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Streamline Underwriting

  • Client & debtor management across your entire portfolio 

  • Service clients & their loans with efficiency & ease

  • Client portal for your borrowers to self-service

  • Reporting & analytics to manage your business

  • In-app collaboration to drive transparency across teams

End-to-end platform for lenders & factors

Flexible configuration to match your processes

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Integrate seamlessly with tools you already use

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Unlimited users so your whole team has access

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White-labeled to reflect your brand

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XEN Customer Success and Support 24/7

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Sign up in less than a minute, for free

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Simple, Powerful software to grow your commercial lending business

XEN is end-to-end

Manage sales, underwriting, and operations all in one platform, to save time and money


XEN is modular

Leverage XEN to optimize your front-end processes, operations, or both, based on your specific business needs and objectives


XEN is easy to launch

You can sign up and get started with XEN in less than a minute


XEN is free

XEN’s front-end for sales and underwriting teams is free. Upgrade to access third-party integrations and full operational capabilities to service your client portfolio

  • Customer testimonials

    “XEN has been able to modernize and automate our entire onboarding process, turning a 24-hour process into a 20-minute one.”

  • Customer testimonials

    “We have partnered with XEN for years to make financing easier for our borrowers.”

  • Customer testimonials

    “XEN has helped improve our onboarding efficiency by at least 35%.”

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Integration Partners include:

Dropbox Sign logo.
Creditsafe logo
Ocrolus logo
Plaid logo
Salesforce logo
transunion logo
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Alloy logo